4 Point Insurance Inspection and Wind Mitigation are always performed by a Professional Engineers, we never delegate.
The 4-Point Insurance Inspection is usually required when the property is older than 30 years to ensure that the electrical, plumbing, roofing and HVAC (Heating, Ventilation and Air Conditioning) systems are in acceptable conditions.
We meet all the requirements to offer engineering and Inspections:
Registered Licensed Engineers.
Miami Company with mandatory Authorization from the Florida Board - FBPE.
Local Business Tax.
General Liability (GL) and Professional Liability (E&O).
Our Engineers and Real Estate Inspectors have met a series of stringent requirements and we are qualified to protect the public's health, safety, and welfare through our expertise.
We offer one of the lowest prices.
We offer one of the fastest turnaround times.
We offer one of the best reports.
We are registered with Central Contractor Registration (CCR), ORCA, Small Business Administration (SBA) to do property inspections for the Federal Government.
This 4-Point Inspection is for properties 30 years or older homes that are more vulnerable to loss if systems have not been updated.
The 4-Point Inspection form includes the minimum data needed to properly evaluate the application for home insurance.
The Type of Home Inspection consists of a visual survey of the following four primary components: Roof inspection, Electrical system, HVAC (Heat, Ventilation & AC) and Plumbing.
The 4 Point Insurance Inspection uses the following criteria to judge the components include: current operating conditions, scheduled maintenance requirements and expected service life.
Certified Inspector should submit photos with each Inspection.
Minimum photo requirements that should be submitted to the insurance company in a 4-Point Inspection:
--Open main electrical panel and interior door
--HVAC heating system (with dated manufacturer’s plate)
--All hazards or deficiencies noted
This Home Inspection may be submitted for a Roof Inspection Condition Certification Form if a minimum of 2 photos of the roof are provided.
This Inspection must be completed by a South Florida licensed professional.
The following licensed professionals can complete the Commercial Inspection, for the insurance company, in its entirety:
--A Professional Engineer.
--A general, residential, or building contractor.
--A building code inspector.
--A registered architect.
--A building code official who is authorized by the State of Florida to verify building code compliance.
Note: A trade contractor may sign off only on their trade component of the Four-Point Inspection report (an electrical inspector may sign off only on the electrical portion of the report).
The licensed professionals are required to certify the condition of the roof, electrical, HVAC and plumbing systems in this Four-Point Inspection.
For the insurance companies, "Acceptable Condition" in this Inspection means that each system is working as intended and there are no visible hazards or deficiencies.
Home Inspection Services - Results
The insurance companies are expecting the condition of the components listed above to be working within the manufacturer’s specifications. They are looking for the four systems to be in generally good working condition and fulfilling their intended function. If the home is an older home, they want to see that the systems have been updated.
This Inspection costs $120 and is 50% with a Mitigation Inspection.
Wind Mitigation, 4 Point Home Inspection Lauderdale by the Sea, Kendale Lakes, The Hammocks, Sunny Isles, Hallandale, Davie, Deerfield Beach, Pompano Beach, , Dania Beach, Tamarac, Coral Springs, Margate, Sunrise, Plantation, Palmetto Bay, Cutler Bay, Pinecrest, Aventura, Shores, Surfside, Sweetwater, Opa-Locka, Westchester, Bal Harbour, Bay Harbor Islands, Indian Creek Village, Springs, Shores, Medley, Key Biscayne Park, El Portal, West Oakland Park, Southwest Ranches, Hillsboro, Lauderhill, Parkland, Cooper City, Virginia Gardens, Calusa Club, Allapattah, Coconut Grove, Liberty City, Little Havana, Wynwood, Kendale Lakes, Olympia Heights, Little Haiti, Design District, Watson Fisher Island, Carol City, Coral Terrace, Country Club, Fontainebleau, Glenvar Hights, Goulds, Leisure City, Princeton, Richmond West, Tamiami, The Crossings, Westview, Little River, University Park, Boca Raton, West Palm Beach, South Florida City.
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