Four (4) Point Inspection Miami Broward.

Inspection is always performed by a Professional Engineers, we never delegate.

Four (4) Point Inspection Kendall Homestead Doral Coral Gables BeachFL.

The 4 Point Inspection is usually required when the property is older than 30 years to ensure that the electrical, plumbing, roofing and HVAC (Heat-Ventilation-and Air Conditioning) systems are in acceptable conditions.

Insurance Inspection - Specifications.

4 Point Inspections are properties older than 30 years that are more vulnerable to loss if systems have not been updated.

The Inspection report includes the minimum data needed to properly evaluate the application for insurance.

These Inspections consist of a visual survey of the following four primary components: Roof inspection, Electrical, HVAC (Heat, Ventilation & AC) and Plumbing.

The Inspection uses the following criteria to judge the components include: current operating conditions, scheduled maintenance requirements and expected service life.

Photos must accompany each Inspection submitted.

Minimum photo requirements that should be submitted by the Home Inspectors:

--Front elevation
--Rear elevation
--Open main electrical panel and interior door
--HVAC heating system (with dated manufacturer’s plate)
--All hazards or deficiencies noted

This Real Estate Home Inspection may be submitted for a Roof Condition Certification Form if a minimum of 2 photos of the roof are provided.

Home Inspection Form must be completed by a Florida licensed professional.

The following licensed professionals can complete the Inspection in its entirety:

--A Professional Engineer
--A general, residential, or building contractor
--A building code inspector
--A registered architect
--A home inspectors
--A building code official who is authorized by the State of Florida to verify building code compliance

Note: A trade contractor may sign off only on their trade component of the insurance inspections report (an electrical inspector may sign off only on the electrical portion of the report).

The licensed professional Home Inspectors are required to certify the condition of the electrical, HVAC and plumbing systems in a 4-Point Inspection.

"Acceptable Condition" in these Real Estate Inspections means that each system is working as intended and there are no visible hazards or deficiencies.

Home Inspection Services - Results

The insurance companies are expecting the condition of the components listed above to be working as intended within the manufacturer’s specifications. They are looking for the four systems to be in generally good working condition and fulfilling their intended function. If the home is an older home, they want to see that the systems have been updated.

This Miami Dade County Home Inspection costs $120 and is 50% with a Wind Mitigation Inspection or Home Inspections.

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