A 4 Point Inspection is always performed by Engineers, we never delegate.
The professional is required to certify the condition of the major systems in these Insurance Inspections.
STATE OF FLORIDA - BOARD OF PROFESSIONAL ENGINEERS.
COMPANY LICENSE (Certificate of Authorization): C.A. 28738.
We perform concrete, precise and technically supported Real Estate professional inspections (residential and commercial) with the best combination of qualifications, home inspection report and turnaround time.
The 4 Point Inspection is usually required when the property is older than 30 years to ensure that the electrical, plumbing, roofing and HVAC (Heating, Ventilation and Air Conditioning) systems are in acceptable conditions.
We meet all the requirements to offer Inspection Services:
Registered Licensed Engineers.
Inspection Company with mandatory Authorization from the Florida Board - FBPE.
Local Business Tax.
Home Inspector General Liability (GL) and Professional Liability (E&O).
Our Engineers and Real Estate Inspectors have met a series of stringent requirements and we are qualified to protect the public's health, safety, and welfare through our expertise.
We offer one of the lowest prices.
We offer one of the fastest turnaround times.
We offer one of the best reports for these Home Inspections.
We are registered with Central Contractor Registration (CCR), ORCA, Small Business Administration (SBA) to do Home Inspections for the Federal Government.
The Four Point Inspection in Florida is for properties 30 years or older homes that are more vulnerable to loss if systems have not been updated.
This Four Point Inspection form includes the minimum data needed to properly evaluate the application for home insurance.
The Four Point Insurance Inspection consists of a visual survey of the following primary components.
HVAC (Heat, Ventilation & AC)
In these Home Inspections, the Insurance Company uses the following criteria to judge the components include: current operating conditions, scheduled maintenance requirements and expected service life.
Certified Inspector should submit photos with each Inspection.
Minimum photo requirements that should be submitted to the insurance companies in this Insurance Inspection:
Open main electrical panel and interior door.
HVAC system (with dated manufacturer’s plate).
All hazards or deficiencies noted
We meet all requirements to offer 4 Point Inspection and engineering services.
State licensed Engineers.
Engineering Business with mandatory authorization from the Florida Board - FBPE.
Miami-Dade Local Business Tax.
General Liability (GL) and Professional Liability (E&O).
Our engineers have met a series of stringent requirements and we are qualified to protect the public's health, safety, and welfare through our expertise.
This Inspection may be submitted for a Roof Inspection Condition Certification Form if a minimum of 2 photos of the roof are provided.
This Inspection must be completed by a South Florida licensed professional.
For the Insurance Company, the following licensed professionals can complete the Home Inspection in its entirety:
A general, residential, or building contractor.
A building code inspector.
A registered architect.
A building official who is authorized by the State of Florida to verify code compliance.
For this Four Point Inspection, the licensed professionals are required to certify the condition of the roof, electrical, HVAC and plumbing systems.
Note: A trade contractor may sign off only on their trade component of the Four Point Home Inspection form (an electrical inspector may sign off only on the electrical portion of the report).
For the insurance companies, "Acceptable Condition" in this Inspection means that each system is working as intended and there are no visible hazards or deficiencies.
Home Inspection Results.
The insurance companies are expecting the condition of the components, in the older home, to be working within the manufacturer’s specifications. They are looking for the systems to be in generally good working condition and fulfilling their intended function. If the home is an older home, they want to see that the systems have been updated.
The 4 Point Inspection costs $120 (on sale), but with a Wind Mitigation Inspection is 50% off.
Four Point Inspection, Wind Mitigation Inspection, Home Inspection, Insurance Inspection Fort Lauderdale by the Sea, Coral Gables, Homestead, Kendall West, Kendale Lakes, The Hammocks, Aventura, Bal Harbour, Bay Harbor Islands, Key Byscayne, Biscayne Park, Cutler Bay, Doral, El Portal, Florida City, Golden Beach, Indian Creek, Medley, North Bay Village, Opa-Locka, Palmetto Bay, Pinecrest, Sunny Isles Beach, Surfside, Sweetwater, Virginia Gardens, Cooper City, Coral Springs, Dania Beach, Davie, Deerfield Beach, Hallandale Beach.