We offer Wind Mitigation Inspections in Dade Broward County, Kendall, Homestead, Doral, Beach, Coral Gables.
F.S.: 627.711 F.S. establishes that a Wind Mitigation Verification form must be used by all insurers.
A Wind Mitigation Inspection determines the appropriateness of the structure’s construction in the event of a windstorm or hurricane.
A Wind Mitigation can help you lower your windstorm insurance premium whether you live in a single family residence, duplex, townhouse or a condo unit.
Top quality Wind Mitigation Inspections Dade Broward.
Our team of Professional Engineers, with registration in the State of Florida and with many years performing professional home inspections, provides signed and sealed reports.
The home inspection service determines the strength of the home in the event of a high velocity wind.
Most insurance companies require inspection certification of the key construction features to qualify for these discounts.
FORM OIR B1-1802
The State of Florida, Office of Insurance Regulation (OIR) created the official form OIR B1-1802 that is completed by Professional Engineers.
Under 627.711 F.S., after submitting the official Wind Mitigation Inspection form by policy holders for the purpose of factoring discounts for insurance, the insurance companies shall clearly notify homeowners the availability and the range of each premium discount, credit, other rate differential, or reduction in deductibles, and combinations of discounts, credits, rate differentials, or reductions in deductibles, for properties on which fixtures or construction / technique demonstrated to reduce the amount of loss in a windstorm can be or have been installed or implemented.
The policyholders may be able to take actions to reduce their windstorm premium.
If your home has undergone a Wind Inspection verification you are potentially eligible for insurance discounts or credits in his windstorm insurance policy.
Windstorm construction features protect your home from catastrophic damage by strengthening your home ability to withstand the uplift, shear and lateral forces associated with a hurricane to the exterior shell of your building.
The features enhance the vulnerable components of your home protective shell or envelope by fortifying your roof, exterior walls, windows and doors so they will not breach or fail.
If this envelope is breached, rain and debris can enter your home causing considerable damage to its interior and exert pressure on your walls and roof can lead to catastrophic damage to your property.
Insurance companies are enforced to provide insurance discounts for homes that have hurricane constructions that reduce the losses in a hurricane event.
Discounts are required to be submitted for damage reduction.
The discounts are justified because stronger, more hurricane-resistive houses with the right technique have lower windstorm losses, and lower hurricane losses mean reduced costs to insurance companies.
The insurance discounts provide some financial incentives for homeowners to strengthen their existing homes with the right technique and for new construction with the strongest options in the Building Code (FBC).
The insurance rate discounts in Florida began to take place in 2003. They apply to both existing construction (houses built prior to 2002) and new construction built to the new statewide FBC.
We perform Wind Mitigation Inspections in Kendall Homestead Doral Coral Gables Pinecrest Aventura Golden Sunny Isles Beach Shores Surfside Sweetwater Opa-Locka Westchester Palmetto Cutler Bal Harbour Bay Harbor Islands Indian Creek Village Springs Shores Medley Key Biscayne Park El Portal Miramar West Pembroke Pines Oakland Park Southwest Ranches Cooper City Weston David Hallandale Hollywood Dania Fort Lauderdale by the Sea Deerfield Hillsboro Pompano Beach Plantation Sunrise Lauderhill Tamarac Ranch Lazy Lakes Margate Coconut Creek Parkland Wilton Manors Florida City FL.