We offer Wind Mitigation Inspections in Dade Broward County, Kendall, Homestead, Doral, Beach, Coral Gables.
F.S.: 627.711 F.S. establishes that a Verification form must be used by all insurers.
The Wind Mitigation Inspection determines the appropriateness of the structure’s construction in the event of a windstorm or hurricane.
This Wind Mitigation Inspection can help you lower your windstorm insurance premium whether you live in a single family residence, duplex, townhouse or a condo unit.
TOP QUALITY WIND MITIGATION INSPECTION BROWARD.
Our team of Professional Engineers, with registration in the State of Florida and with many years performing professional home inspections, provides signed and sealed reports.
The Wind Mitigation Inspection determines the strength of the home in the event of a high velocity wind.
Most insurance companies require home inspection certification of the key construction features to qualify for these discounts.
FORM OIR B1-1802
The State of Florida, Office of Insurance Regulation (OIR) created the official form OIR B1-1802 for these home inspections that is completed by Professional Engineers.
Under 627.711 F.S., after submitting the official Wind Mitigation form by policy holders for the purpose of factoring discounts for insurance, the companies shall clearly notify homeowners the availability and the range of each premium discount, credit, other rate differential, or reduction in deductibles, and combinations of discounts, credits, rate differentials, or reductions in deductibles, for properties on which fixtures or construction / technique demonstrated to reduce the amount of loss in a windstorm can be or have been installed or implemented.
The policyholders may be able to take actions to reduce their windstorm premium.
If your home has undergone a Wind Inspection verification you are potentially eligible for insurance discounts or credits in his windstorm insurance policy.
Windstorm construction features protect your home from catastrophic damage by strengthening your home ability to withstand the uplift, shear and lateral forces associated with a hurricane to the exterior shell of your building.
The features enhance the vulnerable components of your home protective shell or envelope by fortifying your roof, exterior walls, windows and doors so they will not breach or fail.
If this envelope is breached, rain and debris can enter your home causing considerable damage to its interior and exert pressure on your walls and roof can lead to catastrophic damage to your property.
Companies are enforced to provide insurance discounts for homes that have hurricane constructions that reduce the losses in a hurricane event.
Discounts are required to be submitted for damage reduction.
The discounts are justified because stronger, more hurricane-resistive houses with the right technique have lower windstorm losses, and lower hurricane losses mean reduced costs to insurance companies.
The insurance discounts provide some financial incentives for homeowners to strengthen their existing homes with the right technique and for new construction with the strongest options in the Building Code (FBC).
The insurance rate discounts in Florida began to take place in 2003. They apply to both existing construction (houses built prior to 2002) and new construction built to the new statewide FBC.
We perform Wind Mitigation Inspections in Broward County, FL, Fort Lauderdale by the Sea, Beach, Doral, Coral Gables, Homestead, Kendall West, Kendall Lakes, The Hammocks, Doral, Miramar, Pembroke Pines, Weston, Sunny Isles, Hallandale, Hollywood, Davie, Deerfield Pompano, Dania Beach, Tamarac, Margate, Sunrise, Plantation, Palmetto, Cutler Bay, Pinecrest, Aventura, Shores, Surfside, Sweetwater, Opa-Locka, Westchester, Bal Harbour, Bay Harbor Islands, Indian Creek Village, Springs, Shores, Medley, Key Biscayne Park, El Portal, West Oakland Park, Southwest Ranches, Hillsboro, Lauderhill, Parkland, Cooper City, Virginia Gardens, Calusa Club, Allapattah, Coconut Grove, Liberty City, Little Havana, Wynwood, Kendale Lakes, Olympia Heights, Little Haiti, Design District, Watson Fisher Island, Carol City, Coral Terrace, Country Club, Florida City, Fontainebleau, Glenvar Hights, Goulds, Leisure City, Princeton, Richmond West, Tamiami, The Crossings, Westview, Little River, University Park, West Palm Beach.