F.S.: 627.711 F.S. establishes that a Windstorm Mitigation Inspection form must be used by all insurers.
The Wind Mitigation Inspectors determine the appropriateness of the structure’s construction in the event of a windstorm or hurricane.
This Wind Mitigation can help you lower your windstorm homeowners insurance premium whether you live in a single family residence, duplex, townhouse or a condo unit.
Wind Mitigation Inspections Hialeah, Kendall, Homestead, Doral, Beach, Coral Gables, Broward County.
Our Inspection Company with a team of Professional Engineers and Home Inspectors, with registration in the State of Florida and with many years performing professional Insurance inspections, provides signed and sealed reports.
Windstorm Mitigation Inspection determines the strength of the home in the event of a high velocity wind.
Most home insurance companies require Wind Mitigation of the key construction, secondary water resistance and roof features to qualify for these discounts.
Wind Mitigation discounts FORM OIR B1-1802
The Office of Insurance Regulation (OIR) created the official Wind Mitigation Report form OIR B1-1802 that is completed by a Professional Engineer or Inspector.
Under 627.711 F.S., after submitting the official form for Inspection by policy holders for the purpose of factoring discounts for wind insurance, the insurance company shall clearly notify homeowners the availability and the range of each premium discount, credit, other rate differential, or reduction in deductibles, and combinations of discounts, credits, rate differentials, or reductions in deductibles, for properties on which fixtures or construction / technique demonstrated to reduce the amount of loss in a windstorm can be or have been installed or implemented.
The policyholders may be able to take actions to reduce their windstorm insurance premiums.
Windstorm construction features (roof covering, roof shape, roof deck attachment, roof to wall connections, garage doors, doors and windows opening protection) protect your home from catastrophic wind damage by strengthening your home ability to withstand the uplift, shear and lateral forces associated with a hurricane to the exterior shell of your building.
The features enhance the vulnerable components of your home protective shell or envelope by fortifying your roof, exterior walls, windows and doors so they will not breach or fail.
If this envelope is breached, rain and debris can enter your home causing considerable damage to its interior and exert pressure on your walls and roof can lead to catastrophic wind damage to your property.
Home Inspection - Discounts.
Companies are enforced to provide windstorm insurance discounts for homes that have hurricane constructions that reduce the losses in a hurricane event.
Inspection Discounts are required to be submitted for damage reduction.
The Wind-Mitigation discounts, due to this Inspection, are justified because stronger, more hurricane-resistive houses with the right technique have lower windstorm losses, and lower hurricane losses mean reduced costs to insurance companies.
The Inspection discounts provide some financial incentives for homeowners to strengthen their existing homes with the right technique and for new construction with the strongest options in the Building Code (FBC).
We perform 4 Point Inspection, Wind Mitigation Inspection Services FL, Fort Lauderdale, Miramar, Pembroke Pines, Weston, Sunny Isles, Hallandale, Hollywood, Davie, Deerfield Pompano, Dania Beach, Tamarac, Margate, Sunrise, West Palm Beach, South Florida City, The Hammocks, Kendall West, Kendale Lakes, Plantation, Palmetto, Cutler Bay, Pinecrest, Aventura, Shores, Surfside, Sweetwater, Opa-Locka, Westchester, Bal Harbour, Bay Harbor Islands, Indian Creek Village, Springs, Shores, Medley, Key Biscayne Park, El Portal, West Oakland Park, Southwest Ranches, Hillsboro, Lauderhill, Parkland, Cooper City, Virginia Gardens, Calusa Club, Allapattah, Coconut Grove, Liberty City, Little Havana, Wynwood, Kendale Lakes, Olympia Heights, Little Haiti, Design District, Carol City, Coral Terrace, Country Club, Fontainebleau, Glenvar Hights, Goulds, Leisure City, Princeton, Richmond West, Tamiami, The Crossings, Westview, Little River, University Park. Broward County.
Please schedule an inspection.
We are registered with Central Contractor Registration (CCR), ORCA, Dun and Bradstreet, Small Business Administration, etc., to do business with the Federal Government and approved by the Department of Housing and Urban Development (HUD) and Federal Housing Administration (FHA) to perform Inspection and consultant work.